• You need to be an informed user of this site. Please read all our policies in full so you know how our site works and how you interact with the site.
• Pay special attention to your risks as a user. Web site users open themselves up to certain risks, such as data collection.
• Understand how we collect data and how it is used. It is our goal to protect your personal information from misuse. We do, however, offer programs that collect data for special reasons, such as research, fund-raising, and statistics, in which case you may be interested in participating.

What you should expect from us

• We will strive to maintain your privacy, confidentiality, and security at all times.
• It is our goal to ensure your trust and confidence by providing you with as much information as we can about data collection procedures and information when needed.
• We will not intentionally use your data without your permission, unless for purposes of maintaining the site or for reviewing the site's use.
• We will make every effort to notify you accordingly of all data collection practices.
• It is our intent to clearly inform you when your risks or privacy may change during the course of using this site.
• We will make every attempt to tell you when our privacy policy does not apply, such as when you use an integrated program that is being operated on another website with a different privacy policy.
• It is our goal to make you aware when you leave our site for another, either in writing or by another technical mechanism.
• We want you to know that this system operates on a secure server and your personal, professional and financial information are encrypted before it is transmitted. Encryption is a form of scrambling and de-scrambling that ensures that no unauthorized person can see your information.
• We will separate financial information content from advertising and sponsorship programs so you can distinguish between the two.
• We will not intentionally accept or show you financial information content, advertising, sponsored programs, or services that we know to contain false or misleading information or that promote ineffective or dangerous products.

Our Security Measures
We want your personal information to remain as secure as possible; our business depends on it. We use encryption practices to help insure the integrity and privacy of the personal information and/or health-related personal information you provide to us. As an added security precaution, all personal information and/or financially-related personal information are kept on servers with firewalls that meet or exceed industry standards to prevent intruders from gaining access. Although we make every reasonable effort to protect personal information and financially-related personal information from loss, misuse, or alteration by third parties, you should be aware that there is always some risk involved in transmitting information via the Internet and we are not responsible should hackers or thieves find ways to thwart security systems.

Changes in our Privacy Policy
It is our goal to use personal and financially-related personal information in the manner described in the privacy policy that is in effect when your information is collected. We do, however, reserve the right to change the terms of this privacy policy at any time and will post revisions to our site. If at any point, personal information or financially-related information is to be used differently from those practices stated in the privacy policy in effect when your data was collected, we will notify you via e-mail.

About the Information We Collect
We understand that the personal and financially-related personal information you provide during your visit to our site and through electronic media is highly sensitive and you may have concerns about sharing such information with us. It is our goal to protect your privacy and we strive to develop practices and policies to safeguard your personal and financially-related personal information.

At different places on our site and in our electronic messages, you may be asked to volunteer your name, e-mail, address and telephone number. We refer to this type of information as "personal information" because it can be used to identify or contact you. When this information is combined with any financial information, we refer to this information as "financially-related personal information." We often collect information on site use that has nothing to do with you as an individual, only as an anonymous user of the site. We call this information "aggregate information." We intend to use the personal information, financially-related personal information, and aggregate information only for the purposes for which it was provided.

From time to time we may partner with other organizations to provide you with interactive financial tools. In all instances where such a tool is used, you will have access to the organization's privacy policy and information on how the tool works and when it was last evaluated.

Waiver
By utilizing this website, the user HEREBY RELEASES, WAIVES, DISCHARGES AND COVENANTS NOT TO SUE the MMCF, its officers, agents, or employees (hereinafter referred to as 'releasees') from all liability to the undersigned for any loss or damage and any claim or demands therefore on account of injury to the person or property or resulting in death of the undersigned, whether caused by the negligence of the releasees or otherwise, while the undersigned is in, upon, or about this website or any links hereto.

How We Use Your Personal Information
We continually seek new ways to maintain your trust as a user and improve our offerings. To provide new and better services, we tend to monitor user traffic patterns and analyze what our users like and do not like about our current offerings so we can design better services for you. We may also use certain information for testing purposes, site development and planning, and during the normal course of maintaining the site. When you use our site, you automatically allow us to collect this information. In these cases, researchers, business analysts, system designers, and others may have access to the data we collect.

We do not intend to use or disclose any personal information or financially-related personal information you provide on our site to an unrelated third party without your express permission, except as explained in this section. You should be aware that there are circumstances when, in the ordinary course of business, we will share some information about you with a related third party.

• We may share aggregate statistical information on our users, sales, traffic patterns and site usage with our business partners and sponsors. There is nothing in this information that could be used to identify or contact you.
• We may, from time to time, contract with vendors to provide specific services, such as data analysis, data storage, e-mail processing, customer service, or special promotions. We ask vendors to adhere to our confidentiality standards and do not permit a vendor to use our customer information for any other purpose. You will be given the opportunity to opt-in to this collection of information and can opt-out at any time.
• We may share registration data with business partners that maintain a co-branded service or content, only with your affirmative consent. For more information on co-branded sites, read the information below on our relationships with third parties.
• In certain limited circumstances, we may be legally compelled to release your personal information in response to a court order, subpoena, search warrant, law or regulation. In the event that we are compelled to disclose personal information and/or financially-related personal information to a third party, we will notify you via e-mail unless doing so would violate the law or court order. We also reserve the right to cooperate with law enforcement authorities in investigating and prosecuting users that violate our rules or engage in behavior that is harmful (or illegal) to other users.
  

Our Relationship with Third Parties
We have business relationships with third-party vendors that deliver services and content. We ask that all business partners disclose their confidentiality practices and procedures and agree to abide by our privacy policy. We will make diligent efforts to ensure that third-party vendors are responsible; however, we are separate organizations and as such we are not privy to the details of their operations and are not responsible for their actions.

We work with several types of third-party vendors. We request that third-party vendors supply us with information on their security procedures, and we evaluate them periodically to ensure that they are using data in the agreed upon way.

To report any abuse or violations of this E-mail List Privacy Policy, please send an email to mmcf@memorialcare.com. Attach an unedited copy of the e-mail message that you feel was sent to you in error or without your permission. Include all header information so that we can trace the origin of the message. Also include any notes or other information that you feel are pertinent.

Last Update: September 24, 2004 Copyright 2004 Memorial Medical Center Foundation